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Examiner of Titles / Torrens

A Person Is Signing Documents With A Model House And Coins On The Table, Symbolizing Real Estate Transactions Or Home Buying.

Rinke Noonan’s real estate attorney has extensive experience in the Torrens Title System. Torrens title is granted by court order at the completion of an Initial Registration of Title proceeding. Our Torrens Team consists of David Meyers and Annette Pexa. David Meyers is the Examiner of Titles in Sherburne, Stearns, Mille Lacs, Roseau, Kittson, Lake of the Woods, Marshall, Renville, Wilkin and Wright Counties, and the Deputy Examiner of Titles for Benton, Clay, Cook, Lake, Lyon, Todd, Red Lake, and Koochiching Counties in Minnesota. He has significant experience in Torrens-related matters. Annette Pexa has several years of experience in Torrens-related matters. Together, the team follows the Minnesota Title Standards to assist with the operation of the Torrens Title System. This is achieved by issuing Directives and Certifications, handling Initial Registrations of Title and Proceedings Subsequent to Initial Registration, and more.

David is a member of the Real Property Legislative Committee and Title Standards Committee of the Minnesota State Bar Association. He is an occasional instructor for the Boundary Law Class at St. Cloud State University. He is a member of the Real Property Certification Committee.

He is a former President of the Builders Association of Minnesota, and a recipient of the Builders Hall of Fame award. For many years, he was a member of the Complex Construction and Commercial Arbitration Panels of the American Arbitration Association.

In 2008, David received the Central Minnesota Legal Services Distinguished Service award.

Examiner of Titles

David J. Meyers is Examiner of Titles for Sherburne, Stearns, Mille Lacs, Roseau, Kittson, Lake of the Woods, Marshall, Renville, Wilkin, and Wright Counties, and the Deputy Examiner of Titles for Benton, Clay, Cook, Lake, Lyon, Todd, Red Lake, and Koochiching Counties in Minnesota.

David Meyers has been appointed to the Title Standards Committee of the Minnesota State Bar Association.  The Title Standards Committee has promulgated and continues to update and enhance Minnesota Title Standards and White Pages, a comprehensive code of standards to guide attorneys examining real estate titles and documenting real property transfers.

Procedures may be different in each County where David serves as Examiner of Titles.

Contact Annette with any questions you may have.

Annette Pexa, Legal Technician 

apexa@rinkenoonan.com

(320) 656-3548

Duties of the Examiner

To assist with the operation of the Torrens system, Minnesota Statutes Chapters 508 and 508A requires the District Court to appoint an Examiner of Titles. David Meyers was appointed Sherburne County Examiner of Titles in July 2002. Since then, he has been appointed Examiner of Titles in nine other Counties, and Deputy Examiner in several other Counties. His job performance is evaluated each year by the District Court Judges. The job of the Examiner is to assist the District Courts in the original Registration and some subsequent title matters.

In limited cases, partly determined by statute and partly through custom, the Examiner can direct the transfer of property where there might otherwise be a problem. For example, Summary Real Estate Disposition Judgments, Trusts, Powers of Attorney for a registered owner, and so on can sometimes cause problems for the Registrar of Titles. As Examiner, David Meyers is authorized by statute to issue Certifications and Directives to the Registrar to assist with title transfer. Please read the section below for help with Examiner Directives, Certifications, or the role of the District Court.

The fees for David’s work as Examiner are paid by the property owner. The current Fee Schedule is available on this website. Where possible, a Fee Schedule is used. Title companies appreciate the certainty in knowing how much money needs to be set aside at closing to resolve a Torrens problem.

Items You May Wish to Discuss With the Examiner:

  • Foreign notaries
  • Blanket or not well-defined easements
  • X by his/her mark
  • Appointment of corporate agent to sign documents
  • Whether to continue Divorce Decree on new Certificate (if lien)
  • Dropping old judgments, federal tax liens, Mechanic’s Liens
  • Items expiring by their own terms (lease, options to purchase, etc.)
  • Foreign decrees
  • Alterations to documents
  • Date only on acknowledgment
  • Use of AKA’s as grantors or grantees
  • Affidavit of Merger, Easement and subsequent property acquired by the same owner
  • Registrar’s correction document for clerical errors – only if it may adversely affect the interest of a party (See: 508.71(1a))
  • Appeal to Examiner from Registrar’s rejection (See: 508.321)
  • Notices of Adverse Claim
  • Registered Land Surveys
  • Lot or Parcel Splits
  • To drop easements or restrictions which may appear on the Certificate of Title, but do not affect the title shown on the Certificate
  • Assignment of Rents and Leases NOT tied to Mortgage that has been satisfied, released or expired
  • Expired Conditional Use Permit, Interim Use Permit or Variance (may require local government approval)
  • Expired Lease
  • To reform the certificate of title or documents (to remove or add anything not specified under directive statutes)
  • After a named corporation is dissolved and three years have passed or dissolution of any other entity shown as the registered owner
  • After Mechanic’s Lien or judgment foreclosures
  • Lost deed or other instrument where only a copy is available
  • Any other change to the Certificate the Registrar doesn’t feel comfortable in directing without Examiner approval or Court Hearing.
Abstract vs. Torrens-What’s the Difference?

There are two ways to index title and identify ownership of real estate in Minnesota. The first, and more common, is the Abstract system. When an owner of Abstract land conveys property, mortgages their land, or does anything that affects title a document is filed with the County Recorder. When Abstract property is sold a title company updates the Abstract or other title work. The Abstract or title work is reviewed, starting with the patent, which in Sherburne and Mille Lacs Counties was issued in the mid-19th century. Through statutes, Court cases, rules, and general practice, the person examining the title determines the ownership of the property and identifies all liens and encumbrances.

The Torrens system avoids an Abstract and related uncertainties. Abstract property may be registered to become Torrens property under Minnesota Statutes Chapters 508 or 508A, and Rules 201-222 of the General Rules of Practice for the District Courts. In Minnesota, the District Courts are charged with Title Registration.

There are two primary benefits of Torrens over Abstract Title. First, in Torrens, the owner has a Certificate of Title which lists his/her name and the current encumbrances. An owner is assured that no one else has any claim to the property. All that a potential buyer needs to do is look at the Certificate of Title to determine the owner and the listed Memorials for the liens or encumbrances. A Torrens Title is much like the title to an automobile.

The second benefit of a Torrens title in Minnesota is that once the property is registered, no one may gain adverse possession rights against the title. Adverse possession, you may recall, is where a non-owner occupies or uses another’s property for a length of time (15 years in Minnesota) and thereby acquires ownership rights. The mining and timber companies in Minnesota had a good lobby during the early days of the Minnesota Legislature. This explains why much of the land in Northern Minnesota, particularly in the timber and mining regions, is Torrens property. It prevented squatters from gaining adverse possession rights.

A recent decision from the Minnesota Court of Appeals held that the government may not acquire a road across private, Torrens land by either use or common-law dedication (see Hebert v. City of Fifty Lakes).

Certificates of Title

Torrens Certificates of Title are prepared and maintained by the County Registrar of Titles. In most Minnesota Counties, the County Recorder (Abstract) and Registrar of Titles (Torrens) is the same person.

Directives & Certificates

The following is intended to assist with the administration of the Torrens system in Sherburne County. Please contact David Meyers if you have any questions. Examiner’s Certification Prior to Recording Spreadsheet Examiner’s Certification Prior to Recording Spreadsheet– PDF Printable Version

I. Examiner’s Approval and Certification Prior to Recording is Needed for all Title Transfers, Including Some Liens (generally not mortgages), Easements, Platting, etc., Which Involve any of the following:

  • Trust documents 508.62 (Only for Title Transfer; Not for Mortgages or Other Liens)
  • Probate documents (PR’s Deed or Decree) 508.69
  • Guardian or Conservator’s Documents 508.69
  • Religious Corporation Documents (excluding non-profit corporation)
  • POAs and Affidavit by Attorney-in-Fact

II. Examiners Directives

  • To alter names, marital status, state of incorporation, etc. 508.71, Subd. 3
  • To transfer divorce certificate to the purchaser of tax title (if 10 years since the filing of Auditor’s Certificate of Forfeiture, sale or State Assignment Certification) 508.67, Subd. 2
  • After vacation of street or alley – to add an accruing portion to the certificate 508.73, Subd. 2
  • Condo documents – CIC’s type condos 508.351
  • To drop old documents that have expired by their terms or are prohibited by 508.71, Subd. 3
  • After mortgage foreclosure by action 508.58, Subd. 2
  • Plat or RLS corrections
  • Where the Decree or Summary Real Estate Disposition Judgment is being used to transfer title 508.59
  • After eminent domain proceedings 508.73
  • To drop racial restrictions 508.71, Subd. 3
  • To drop easements or restrictions which may appear on the Certificate of Title, but do not affect the title shown on the Certificate
  • To drop documents related to the Cancellation of a Contract for Deed where the Notice of Cancellation has been of record for five (5) years, 508.48, Subd. 5

How do I get a Certification or Directive?

The cost for a Certification or Directive is usually $350.00. The cost may be more for complex matters.

Email a copy of the Deed and related documents to David Meyers and his Legal Technician, Annette Pexa.

Send a $350.00 check for the Examiner’s fee to Rinke Noonan Law Firm, P.O. Box 1497, St. Cloud, MN 56302-1497. We will provide an invoice if needed.

We prefer that you not mail original documents to us. If email or fax (320-656-3555) is not possible, please call Annette (320-251-6700) for instructions.

Initial Registration of Title

To register property the property owner or their lawyer first sends David Meyers, as the Examiner of Titles, an Application. He approves the Application and it is filed with the District Court. A certified copy of the Application is then taken to the County Recorder to be indexed in the Abstract records.

After the Application is indexed, the Applicant updates the Abstract to the property to include the Application. If an abstract is not available, the title may be searched online. David Meyers then examines the title and issues an Examiner’s Report to the Court.

The Examiner’s Report tells the Court whether the Applicant has met the statutory requirements to register title, it sets out any title defects, and it identifies the parties to the Registration. The parties include all persons identified in the Abstract as having an interest in the property, all adjoining owners, parties in possession and lienholders if Judicial Monuments are to be set, and anyone with adverse claims in the property.

Some Counties have a County Surveyor who will review the survey and let David know of any boundary problems. Those problems are incorporated into his Examiner Report. The owners and encumbrance reports are also crossed checked with the Auditor’s records.

After the Examiner’s Report is issued and filed with the Court, the Applicant requests a Summons. This is handled by the District Court Administrator. The Summons is directed to everyone listed in the Examiner’s Report.

The Summons is served and the case proceeds as any other civil case. In order to reduce the number of contested cases, prior to issuing David’s Report, he normally contacts any party with an adverse claim or boundary dispute. The Applicant and the other party are encouraged to work out their differences before the Report is issued. This has worked fairly well.

After service is completed, and assuming there is no Answer, David Meyers reviews the Affidavits of Service and assist the Applicant with the preparation of the Order and Decree of Registration. As a general rule, no Registration matter should ever come before the District Court for any action or Order unless the Examiner has signed it. The Examiner’s signature certifies to the Court that the Examiner has reviewed all of the evidence, including Affidavits of Service, and that the Examiner believes everything is in order to register the title.

When Judicial boundaries are set, there will first be an Interlocutory Order. The Interlocutory Order states that Registration is proper and it instructs the Applicant to have the surveyor go out to set iron Judicial Monuments at the corners.

After the Judicial Monuments are set, the Applicant will need to supplement the Court file with an Affidavit from the surveyor and a final survey with the location of the Judicial Monuments and provide the final Order for Registration.

In contested cases, the Examiner will do his best in the Report to identify the issues for the parties and the Court. The Court should hear the case as it would any other contested civil matter. At the conclusion, the Examiner should review the final Judgment as to form. It is important that the Court give clear directions to the Registrar of Titles as to its intention with the Registration.

On some occasions, with the consent of the parties, the District Court has referred a dispute to David to make a recommendation. This is a bit like non-binding arbitration. The Examiner hears the evidence, does a property inspection, and then makes proposed Findings and Conclusions as a recommendation to the Court. The Court and parties may then either accept the Examiner’s recommendation or set the case for trial.

Proceedings Subsequent to Initial Registration

After the title is registered, the District Court may need to get involved where there is an involuntary transfer, which is called a Proceedings Subsequent to Initial Registration (learn more in the section below). This would include a proceeding after a Cancellation of a Contract for Deed, Mortgage Foreclosure, tax title sale, and so on. As with the Registration, a Petition is approved by David Meyers, filed with the District Court, and then Memorialized upon an existing Certificate of Title. He then reviews the Petition and evidence and makes a report to the Court.

The necessary parties are served and then the matter is brought before the Court. The Examiner signs the proposed Order. In Sherburne, Mille Lacs, Roseau, Kittson, Marshall, and Wilkin Counties, an appearance is not needed when the Petitioners and the Examiner believe there will be no objections.

Proceedings Subsequent to Initial Registration

Proceedings Subsequent (District Court Action)

  • After cancellation of Contract for Deed, if the Notice of Cancellation has been of record less than five (5) years
  • After mortgage foreclosure by advertisement 508.58, Subd. 1
  • Tax title less than 10 years old 508.67, Subd. 2
  • Owner redemption from Mortgage or other Lien Foreclosure Sale!  To transfer title to a buyer under a Contract for Deed where the contract is paid off, but no deed forthcoming
  • To determine or adjust boundaries 508.671
  • To determine adverse claims

How to Initiate?

  • Petition Proceedings Subsequent, see this website for example, but any form which complies with the Minnesota Statutes Chapter 508 is acceptable. Hennepin County also provides a good set of forms.
  • Send the Application or Petition to David Meyers or Annette Pexa.
  • The Examiner Fee for a Proceedings Subsequent is usually $1,100.00. The fee may increase for more complex matters.
  • These fees are subject to change at any time.

In some Counties, an appearance is not needed when the Petitioners and the Examiner believe there will be no objections (Appearances in Proceedings Subsequent to Initial Registration).

Fee Schedule

Effective 1/1/25:

  1. The Examiners rate is $475 per hour.
  2. The following fee schedule will apply for matters that regularly come before the Examiner, which are not contested, do not require a Court appearance by the Examiner, and, which in the opinion of the Examiner, do not present extraordinary or unusual problems:
    • Examiner’s Certifications and Directives
      (minimum fee) – $350.00
    • Proceedings Subsequent After Mortgage Foreclosure, Contract for Deed Cancellation, or Other Lien Foreclosures (Not Contested) – $1,100.00
  3. Filing fees, copies, and other out-of-pocket costs are in addition to these fees.
  4. For Applicants to Register Title and Petitions in a Proceedings Subsequent, please email the Application or Petition to dmeyers@rinkenoonan.com and apexa@rinkenoonan.com for approval. We will then approve the Petition or Application, email the signature to you and mail the original to you for your file. The petitioner will be responsible for fees and efiling the documents.
  5. These fees are subject to change at any time.
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